The Autopilot Profit Portfolio

Dear Investor,

Right now the tax man is rubbing his hands together, smiling ominously...

He knows you’re thinking about your retirement.

And every time you do so, his bank balance twitches excitedly at the thought of shooting skywards.


Because when you stash your hard earned money away for your retirement, he gets a fat piece of it.

For years, hard-working investors just like you and I had no choice but to fork over a large chunk of our retirement over to him.

And it’s not just the tax man either.

Greedy advisors are also waiting in the wings, with their pockets wide open, siphoning exorbitant amounts of money for “advice”, management fees, admin fees, commissions, you name it.

Today that all changes!

I want to show you how you can legally stash your hard earned money away where both the tax man and greedy advisors can’t touch it.

It’s not one of those generic fixed saving accounts that the bank tries to hock onto you, where you get little to no growth…

It’s a whole lot more flexible than a Retirement Annuity, where your money is stuck until you reach a certain age, and even then your options are limited (you also get taxed heavily even If you need to withdraw it at this stage).

And that’s not forgetting the crazy fee’s you’d have to pay to an advisor in the process, which can wipe out up to a third of your growth EVERY year…

Heck, some people even desperately open share trading accounts looking for mammoth growth, only to find out that the tax man is once again waiting with open arms at the end of it. For every R100,000 these investors receive, the tax man bleeds up to R40,000 on any trading gains, up to R15,000 on any dividends received, and R13,000 on any capital gains.

And that doesn’t even include the brokerage costs, Securities Transfer Tax, and VAT over and above that!

So what’s the solution you can use to sidestep ALL of this?

It’s called ‘The Autopilot Profit Portfolio’.

And with it not only do you get to sidestep the tax man, greedy advisors, and the exorbitant costs & fee’s that come with them, but you get to do it for a mere 0.25%!

That’s right, all you’ll have to pay is just 0.25% to build your Autopilot Profit Portfolio.

Sound good?

You bet it does!

Let me explain…


The Tax Free Formula You Can Use To Fund Your Retirement (And Even Get The Government To Pay For It!)


Now I have no doubt that you’re familiar with Tax Free Savings Accounts.

With the amount of attention they’ve been getting, there are very few people who aren’t aware of them, even if it’s just having heard about them.

You see, on the 1st of March 2015 the National Treasury announced the opening of Tax Free Savings Accounts (TFSA).

And naturally they allow you to invest tax free, and at a rate of just 0.25%!

So basically, through this account, you will never ever incur even a single cent in tax ever again.

Sounds pretty great right? Well it is.

This really is a brilliant tool for long-term investors, and I strongly believe that everyone should have a TFSA.

And it seems that South African’s are actually well on their way to making this happen.

In fact, a total of 262,493 TFSA’s have been opened, which roughly translates to 700 new accounts being opened every day!

21% of accounts were opened by first-time savers, and the total assets held in TFSA’s totaled R2.57 billion (by February this year).

There are however some interesting facts behind this mammoth tax-free revolution.

59% of all TFSAs have been opened at banks, whilst only 50% of the assets in TFSA’s are in cash (roughly R1.130 billion).

Only R935 million is in equities.

That tells me one simple thing...

Whilst TFSA’s are obviously popular, and a must-have for every South African, those that open their TFSA account simply don’t know what to do with it.

I’ve been inundated with questions about how they work, how people can use them, and how they can best utilize their TFSA to grow their money.

And that’s precisely why I created The Autopilot Profit Portfolio.

With it I want to help you set your retirement to ‘autopilot’ AND get the tax man to help pay for it in the process!

So if you’ve been thinking about opening your Tax Free Savings Account, or if you already have opened one but aren’t too sure how to best put your money to work with it, then I’m here to tell you that The Autopilot Profit Portfolio is exactly what you need!

How do I know this?


I Learned This All The Hard Way
(So You Don’t Have To!)


Hi! I’m Gary Barford (That’s me on the right).Hi! I’m Gary Barford

I know what it’s like to start from scratch, to know nothing about investing, or even where to begin!

So if that sounds like you... Don’t worry!

I came from a small farming town in the Natal Midlands, and after being bitten by the stock market “bug” at an early age, I decided it's what I wanted to do.

I did what most people my age would do at the time, and completed my finance and financial management honours degrees from the University of KwaZulu-Natal and UNISA respectively.

But the thing is, University didn’t actually teach me what I needed to know about the stock market.

That came down to me, and I spent as much time as I could in the ‘stock trenches’ learning everything I needed to know about how to make money in the stock market.

I’m proud of the journey I’ve had as a trader and investment manager, and I’ve worked at some of the country’s top investment firms, including Momentum, Standard Bank and Warwick Private Wealth to name a few.

I’ve structured multi-million-rand portfolio investments with local and offshore flavours, and with over a decade’s experience as an investor in my own right, I have an intimate knowledge of what makes global and local markets tick, and how to identify a solid investment opportunity.

To this day I still remember what it felt like all those years ago starting out, not knowing where to turn or who to speak to.

That’s why I'm passionate about helping investors learn how they can tackle the market.

If I look back at my early days, I wish I’d had a mentor to help me through that time.

And that’s precisely why I want to teach as many people as possible how to make money from the market (especially with Tax Free Savings Accounts!).

To date I’ve helped train, educate and support over 75,478 South African investors.

And today I want you to be one of them.

That’s why I want to invite you to join an elite group of South African investors whose doors very rarely open to new members...

It’s called The SMART Investor, and I can confidently say that if you’re looking to start your investment journey, build a profitable portfolio, and get access to my Autopilot Profit Portfolio, then this service was created just for you.


How To Build Real Long-Term Wealth The SMART, Easy Way


One of the biggest problems most would be investors face is not knowing how to start, or where to put their money.

And I completely understand why!

(Remember, I was there too)

The financial industry wants you to believe that investing is something you should just “leave to the professionals”.

Some of them want you to think the financial game is impossible to decode, and is a rich men’s club reserved only for the elite.

They do this so they can overcharge investors who don’t know any better, all whilst people like you and I fund their lavish lifestyles, holidays and fancy cars.

Well today, The SMART Investor changes all that!

There are hundreds of opportunities out there, and most novice investors spend forever trying to find them, let alone understand them.

It’s not to say they can’t do it - I’m living proof - but it takes time and effort.

And that’s precisely the kind of work I want to do for you!

I know how to uncover the best investment opportunities, I’ve been doing it for years, and any investment idea I uncover goes through a strict filtration process.

I screen, analyze and scrutinize hundreds of opportunities every month before I ever pass any of them on.

Simply put, I wouldn’t put out a recommendation unless I’m absolutely convinced it was packed with profit potential.

It’s this independent approach that makes The SMART Investor so special.

I’m not paid by any major financial corporation or company to push their agendas.

I only put out what I think has the potential to make you money.

And I work solely for you.

All I care about is making sure I deliver the results, and only the best investment opportunities straight to your portfolio and Tax Free Savings Account.

Because that’s how I stay in business.

I’ll only pass on picks I believe have the potential to put you on the fast track to real wealth, and even help you retire comfortably.

(I call these ‘SMART stocks’)

So, how do I do this?


The SMART Stock Selection System:

A 5-Point Checklist To Finding The Best Stocks With Long-Term Profit Potential


My SMART Investing strategy is a scientific process I use to uncover the best opportunities the stock market has to offer.

It’s taken me years to develop it, and I now use it exclusively for The SMART Investor.

It’s the kind of information I wish I’d had access to when I first started!

Here’s how it works.

My SMART strategy is pretty simple to understand, and is comprised of five stages:

S – Sustainability
M – Moat
A – Assets & Allocation
R – Ratios
T – Trend

SMART Step #1: Sustainability

Simply put, I look at sustainability in a business – Not only in terms of keeping its doors open, but in terms of making money.

SMART investors are in it for the long term.

And it’s no good investing in companies that aren’t consistently making money year after year or even worse, companies that won’t even exist in a few years.  

There are hundreds of different sectors of businesses out there; Banking, mining, IT, agriculture, construction and many more...

No matter what a company does, the overriding question to ask is: Is this company going to make me money going forward?

Once I find those exact companies I move onto step #2…

SMART Step #2: Moat

Coined by Warren Buffett, an economic moat refers to a business' ability to keep a competitive advantage over its peers.

This allows the business to protect its long-term profits and market share from competing firms.

Essentially these companies are protected by the invisible moat (its superior ‘recipe’) and the company consistently churns out huge profits year on year because of it!

SMART stocks must have something that its competitors don’t or something that can’t be easily copied.

That means that its profits are protected and gives the company a launch pad for further growth into the future.

SMART Step #3: Assets & Allocation

To have a profitable portfolio you need to look at each investment in the context of your overall portfolio.

SMART Investors typically pay close attention to how each investment fits in with the rest of their portfolio (which is critical).

If you build a diversified portfolio, you’re protecting your money from the inevitable duds the market spits out from time to time.

I use a precise asset & allocation approach to develop the exact make up of our SMART portfolio.

The extent to which you are exposed to different elements of the stock market is critical to being a SMART investor. 

SMART Step #4: Ratio’sMy SMART Strategy Has Helped Me Bank Great Gains

Financial ratios give us the ability to quantify, compare and measure a company’s performance not only in terms of its year-on-year trajectory, but also relative to its competitors.

The analysis and comparison of the various ratios tell us a stock is cheap, expensive or fairly valued.

The SMART strategy uses ratios not to select winning stocks but also to identify if a stock is currently trading at reasonable levels for us to get in, so we can make sure we get our hands on only the best opportunities when they present themselves.

SMART Step #5: Trend

One of the biggest things I’ve learnt from my time watching stock markets is that stocks move in trends. 

The fact is it doesn’t matter if a stock is cheap, it can always go lower and expensive stocks can continue to rise.

SMART investors always look at the trend, and don’t try and predict when a trend will change, but rather follow the strength of the trend.

I use trends not to identify if a stock is a SMART investment, but rather once we have identified a SMART stock and when to buy it!

My SMART strategy has served me well for years, and I want to do the same for you.

In fact, in just the last few years alone I’ve managed to grow my portfolio by a cumulative 1,350.70%!

Two out of every three stocks I uncovered using my system went on to bag me stellar gains.

My SMART strategy has helped me cash-in on countless opportunities, such as:

  • 303.67% on Aspen
  • 230% on Calgro
  • 148.5% on MTN
  • 130.16% on Growthpoint
  • 101.55% on Redifine
  • 98.63% on Brait
  • 76.37% on Kumba
  • 57.02% on Standard Bank

And the list goes on…

If you want to get your hands on all the details of every company I uncover, my full analysis of them and exactly what you need to do to cash in on them (not to mention every pick you need to build your own Autopilot Profit Portfolio using your Tax Free Savings Account), all you need to do is subscribe to The SMART Investor today.

Here’s what you need to do…


Yes! I Want To Become A SMART Investor


How I’m Going To Turn You Into A SMART Investor – No Matter What Experience You Have!


The SMART Investor is as straight forward as investing gets.

I know how daunting the stock market can be, which is why I’ve made sure that everything you get is written in plain English, so anyone can understand!

There’s none of that confusing, over-the-top jargon most money managers like to throw around.

Just the information you need, in a clear and concise way that makes it easy to understand, and even easier to put into action!

When you take your risk-free subscription out today, here’s everything you’ll receive:

SMART Investor Benefit #1: A new issue of The SMART Investor every month where I reveal the exact companies I’ve uncovered primed for long-term profit, and everything you need to do to cash in on them. Each month I’ll give you a new pick to add to your portfolio, and I’ll also keep you up to date with the investing world, teach you how the stock market works and how to invest along the way. I’ll also give you access to both the SMART Portfolio and the Autopilot Profit Portfolio so you can grow your wealth the SMART, easy way!

SMART Investor Benefit #2: My complete investment library. I’ve put together a number of free guides, reports and tools I believe every novice investor should have access to. Most institutions charge thousands for this stuff, but I believe if you want to understand the market and how to invest, then these are crucial to your journey! There are 12 guides, reports and tools in total, and they offer you a world class investment education you simply won’t find anywhere else.

SMART Investor Benefit #3: Access to my SMART Portfolio, so you can gauge your picks and see all the details, growth and performance behind each of our recommendations.

SMART Investor Benefit #4: Access to my Autopilot Profit Portfolio, so you can build your very own TFSA 'growth machine'. In just the last 16 months alone 262,493 Tax Free Savings Accounts have been opened in South Africa. It’s something I believe EVERY South African should have, but the problem is most don’t know what to do with it. That’s why every month in your SMART Investor issue I include a bonus pick for your TFSA Autopilot Profit Portfolio, and with it you can get the tax man to help grow your retirement!

SMART Investor Benefit #5: The first five picks you need to fill your SMART Portfolio with! I’ve spent hours analyzing and crunching the numbers so that you can kick off your investing journey with ease!

SMART Investor Benefit #6: Exclusive access to our premium member’s section where you can get your hands on all of our SMART stocks, research, reports and much more.

But that’s not all you get with your SMART membership. When you subscribe today, I’ll also throw in 12 value-packed financial guides, reports and tools.

Here’s just a small taste of what you’ll get:

Your free guides!

  • The SMART Investors Toolkit: How To Build Your First R1m Portfolio In 7 Simple Steps
  • The SMART Investors Handbook: Learn The Language of The Market To Go From Investment-Zero To Profit Hero
  • Investing The Right Way: The No1 Strategy To Stock Market Success
  • The Little Black Book of Brokers: How To Pick a Winning Broker, And Details of The 5 Best Brokers In SA
  • The 5 Biggest Mistakes New Investors Make: How To Avoid The 5 Biggest Pitfalls That Cripple New Investors
  • The SMART Investors Tool: The Smart Retirement Calculator That Shows You If Your Retirement Is On Track

And the best part?

Join The SMART Investor risk-free today and these reports, guides and tools are yours to keep, even if you cancel your membership!

So I’m sure by now you’re wondering what all of this going to set you back?

I’ve seen this kind of stuff pushed by so-called “experts” run for R25,000 for one day courses, or even as much as R15,000 per year for annual subscriptions.

That’s crazy!

I really want to make this as easy for you as possible.

Which is why if you place your risk-free order today, you can get your SMART Investor subscription for just R69 a month!


Yep, just R69…


You read that right – Only R69.

It’s not a typo, and there isn't a zero missing (I promise).

It’s less than one of those fancy coffees at the new Starbucks…

A pizza will cost more than that!

Heck, a McDonalds meal will even set you back more.


You can join an elite group of private investors, learn how to understand and make money from the stock market, get access to both my SMART Portfolio and my Autopilot Profit Portfolio, every pick I release each month, my full product library including all the guides, reports and tools mentioned above, but most of all I’ll be giving you the roadmap you can use to build your long-term wealth.

The choice is yours.

Now, if you think I’m just going to leave it there, guess again!

I’ll even throw in my 90-day money back guarantee.90 day money back guarantee

So, for the next 90 days you can run through everything, start building your portfolio, and you can put yourself on the path to boosting your wealth through SMART Stocks.

And if at ANY time during those 90 days, for whatever reasons whatsoever, you decide that The SMART Investor just isn’t for you, simply get in touch with us…

And we’ll refund every cent!

I wasn’t kidding when I said I wanted to make this easy for you.

It really doesn’t get any easier, better, or simpler than that!

It really is risk free – You either get the results you want or you get your money back.

There are no strings attached, no “hidden trials”, no pressure, and no catches.


Yes! I Want To Become A SMART Investor

Here’s What You Need To Do…


Most investors spend years trying to understand the market, let alone make money from it.

I’m offering you a way to do exactly that, in just one SMART, simple step.

In fact, I’ll even go one better.

Not only will I teach you how to invest, how to decode the stock market and everything in-between, but I’ll also do it at no risk to you.

You either get the results you want, or you get your money back!

If you’re a fledgling investor, a novice stock tinkerer, if you’re just starting out with the stock market, or if you're looking for a way to use your Tax Free Savings Account to fund your retirement, then I urge you to take out your subscription to The SMART Investor today!

This is everything I know I would’ve wanted when I first started out.

I want to help you use the market, and your Tax Free Savings Account, to build a comfortable retirement for you.

My SMART system is there for the taking...

…all you have to do is USE IT!

And price shouldn’t be an issue, because you can get instant access to your subscription (plus all 12 free gifts) for just R69 starting today.

And if that wasn’t enough, I’m so confident that The SMART Investor will work for you that I’m giving you a 90-day money-back guarantee.

That’s my promise to you.

You really have nothing to lose, and only a lifetime of wealth to gain.

Click here to secure your subscription today.

Until then, here’s to smart investing.

Gary Barford | The SMART Investor

Gary Barford
Chief Investment Analyst, The SMART Investor
The Money Lab


Yes! I Want To Become A SMART Investor



The Money Lab is a research house and not a registered financial services provider. We provide investment information and ideas, but do not give personal investment advice. The information in this report is general information only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing please seek professional advice from your stockbroker or financial adviser. We research our publications thoroughly, but disclaim all liability for any inaccuracies or omissions in this promotion| Copyright © 2016 The Money Lab | Published by | Postnet Suite 80, Private Bag X12, Roosevelt Park, Gauteng, 2188 |



Secure Order Form

Our Guarantees To You!Yes! Please give me access to The SMART Investor so I can learn everything I need to build long-term wealth the SMART, easy way!

When I complete my order I’ll receive:

  • A new issue of The SMART Investor every month
  • Access to your complete investment library
  • Access to the SMART Portfolio, so I can gauge your picks and see all the details, growth and performance behind each of the recommendations
  • Access to the Autopilot Profit Portfolio, so I can turn my Tax Free Savings Account into a TFSA 'growth machine'
  • The first five picks I need to kick-start my SMART Portfolio
  • Exclusive access to the premium member’s section where I can get my hands on all of the SMART stocks, research, reports and much more
  • The opportunity to learn how to invest, and how to decode the language of the stock market

And much, much more!

I understand that for all this The SMART Investor costs just R69.00 a month

I will also receive a 100% Money-Back Guarantee:

I also understand I can try out The SMART Investor for 90 days without risking a cent. If I’m not 100% satisfied for any reason, I can simply cancel in writing and claim a full refund.

Last but not least, I’ll also receive copies of all 12 SMART tools, guides, and reports:

Your free guides!


To get your hands on all of this, simply fill out your details below:

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